Question 1

What is the difference between a mortgage valuation and a home survey?

Accepted Answer

A mortgage valuation is prepared for the lender and has a different purpose from a survey commissioned by a buyer. A RICS Level 2 Home Survey describes the condition of the property within the scope set out in the terms of engagement and highlights matters for the buyer to consider.

Question 2

Does a RICS Level 2 Home Survey cover damp?

Accepted Answer

The inspection considers visible signs of damp and may include moisture readings where appropriate and accessible. Findings are reported using the RICS condition-rating format. The precise scope and any limitations are explained in the terms of engagement.

Question 3

Can I attend the inspection?

Accepted Answer

Inspections are normally carried out without the client present, allowing the surveyor to work safely and without interruption.

Question 4

Do you inspect the roof?

Accepted Answer

A Level 2 inspection covers roof elements that are visible and safely accessible within the agreed scope. If you have a particular concern, contact us before the inspection so we can explain what can be assessed and whether separate specialist advice may be appropriate.

Question 5

Will a valuation be accepted by the relevant administrator or organisation?

Accepted Answer

We prepare valuations in accordance with the relevant RICS standards and the requirements you provide. As each administrator or organisation sets its own criteria, please check its current requirements before booking and send them to us with your request.

Question 6

What happens if a valuation needs to be updated?

Accepted Answer

Ask the receiving organisation whether it requires a new inspection, an updated report or another form of review. Contact Cheshire Home Surveys with those requirements so the available options and fee can be confirmed.

Question 7

How long will a valuation report take?

Accepted Answer

The expected timescale depends on the property, the purpose of the valuation and appointment availability. The timing will be confirmed when the instruction is reviewed.

Question 8

How much does a survey or valuation cost?

Accepted Answer

The fee depends on the property and the service required. Use our online calculator to get an instant estimate. We will confirm the fee before you instruct us.

Question 9

When do I pay?

Accepted Answer

Payment is required before the inspection and can be made by online card payment or bank transfer. Payment details are provided once the inspection has been scheduled.

Question 10

Is Cheshire Home Surveys independent?

Accepted Answer

Cheshire Home Surveys is an independent surveying firm. Any instruction remains subject to the terms of engagement and the usual professional conflict checks.

Question 11

What areas do you cover?

Accepted Answer

Cheshire Home Surveys covers Cheshire, Stockport and surrounding areas. Enter the property postcode in our online quote calculator or contact us to confirm coverage.

Property Survey and Valuation FAQs

Home Surveys (Level 2)

Valuations

Estimates and instructions

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